International Health Insurance for Expatriates

Caring for you
beyond borders

Join our community of globally mobile people now

Foyer Global Health
supports you wherever you expatriate.

We are the leading international health insurance and service provider for digital nomads, expats, and globally mobile people. Our health plans derive from decades of experience with customers and staff from all over the world.

We provide first-class cover with comprehensive medical assistance and high value-added services crafted to meet individual and group needs. Our staff and our clients share the same mindset; they are all outside their country of origin’s life script but want to feel at home and safe wherever they decide to be. Meet our team!

Our health insurance to give you
the best service possible.

Freedom of provider

Freedom of provider

Full freedom of choice of healthcare provider in all countries, with unlimited access to teleconsultation and Second Medical Opinion.

No overall limit

No overall limit

Lifetime cover without any general limit and different level of coverage for each insured person, depending on specific needs.

No advanced payment needed for hospitalisation

No advanced payment needed for hospitalisation

We take care of paying hospital bills directly without you needing to pay upfront.

Pandemic ready

Pandemic ready

Unlimited teleconsultations in three languages, and coverage of all viral and pandemic diseases (if not declared positive at the time of subscription).

Simple products,
huge benefits

We create our products based on feedback from thousands of clients and expats. This gives you the opportunity to benefit from plans that are perfectly suited to your needs.

Essential

Essential

Essential is the right choice if you require medical assistance or treatment in case of illness or emergency.

Special

Special

Special is the best choice if you require comprehensive coverage and seek peace of mind in any situation.

Exclusive

Exclusive

Our plan dedicated to you if you are looking for best-in-class coverage. Our most comprehensive health insurance plan.

Trustpilot reviews

Google reviews

Your benefits with our Expat Health Insurance

You have an expatriation plan for your life?
We follow you!

Whether you are moving abroad alone or with your family, we will make sure you are all properly covered. Whether you travel for leisure, work, studies, or for starting out a new life abroad, we will have your back, either for short-term mission or long-term expatriation.

Foyer Global Health offers a comprehensive range of international health insurance plans designed for all world citizens! 😊

We are by your side

We are by your side
Support 24/7

Worldwide coverage

Worldwide coverage
Including home country

Medical Providers

Medical Providers
Free choice of healthcare provider

A client service portal

A client service portal
Providing real-time, fully secured information

Second Medical Opinion

Second Medical Opinion
From Teladoc Health®

Premium Health Care

Premium Health Care
that fits your needs

A global player for expat health insurance

Foyer Global Health is the leading international health insurance and service provider for globally mobile people, expats and digital nomads. We are backed by Luxembourg’s #1 insurer, Foyer Group. Our health plans are tailored to the needs of individuals and groups around the world. We provide first-class coverage with comprehensive medical assistance and value-added health care services.

Expatriate stories

We are always happy when our customers share some of their moments with us 💕
Your experience abroad and your feedback are all very valuable to us as they enable us to continuously improve our insurance products!
Philip
China

My name is Philip, I am an expat in China and I have been insured with Foyer Global Health for the past 4 years.My adventure in China has started many years ago. I moved here in 2015 with a MNC for wh […]

Read the testimonial
Chantal
Second Medical Opinion

Chantal is an expat living in Rwanda that used the Second Opinion service. She shares her valuable feedback in an interview. Hello Chantal,Thank you for accepting this interview. Your testimonial is v […]

Read the testimonial
G.S.
Malmö, Sweden

G.S. chooses Foyer Global Health for his expatriation in SwedenHello, thank you so much for taking the time to answer to our questions and to share your experience with us. To begin with, can you tell […]

Read the testimonial

Frequently Asked Questions by our expat health insurance customers

We are sharing our answer to some of the most common questions about international health insurance we have heard over the years from expatriates, clients and business partners. Should you have any further questions then please contact us or visit our Expat FAQ.

  • What is a first euro health insurance?

    Foyer Global Health insurance is one of these private health insurance at the first euro, what does this term mean? Quite simply, we reimburse your health expenses from the first euro spent, if you opt for a contract with no deductible. This is a time saving and simple solution for expatriates who have only one direct contact for their reimbursement request.

  • Why an International Health Insurance is not a Travel Insurance?

    International Health insurance, also referred to as International Private Medical Insurance, or IPMI, is intended for people who are going to live abroad for several months or years. If you plan an expatriation for over 3 months, then a worldwide health insurance is a must. It is meant for expats, students, globetrotters, families going abroad on a sabbatical, etc. Literally, any planning to live abroad for a mid to long-term duration.

    Travel insurance are designed for short stay only, usually less than three months, and primarily for people going for a holiday, for sightseeing or visiting family and friends abroad. It is not suited for individuals or families who are planning to reside abroad for many months as the cover is usually far more limited.

  • What are the benefits of an international health insurance?

    The perks of an international health insurance are the flexibility and the convenience of having a comprehensive worldwide coverage. You can ask for a customized plan that will cover in many different countries, so you can travel out of your new residence country without limit. You are not only cover for emergency, evacuation and repatriation, but also for regular check-ups and day-to-day medical expenses. For all these reasons, expat health insurance is the best solution for an expat and his family.

    With Foyer Global Health, you can choose between different levels of coverage at a competitive pricing, depending on your specific needs. And for all plans, the coverage is unlimited: there is no annual limit, so do not have to worry in case of serious illness or major issues.

  • Why is it important for expats to have an International Health Insurance?

    As an expat, you have specific health needs since you are going to live abroad for a long period of time. You will need to be covered for both emergency situations and daily care. An international medical insurance gives you the guarantee that you will get quality private health care regardless of which country you move to and whatever local healthcare system is in place. You will be covered in your home country as well as in your country of expatriation. Also do not forget that, in the current situation, an international health insurance with Covid-19 coverage is a must!

  • What countries are covered by an International Health Insurance?

    An international health insurance is designed to cover you both in your home country and in countries around the world. It gives you access to care in all the hospitals, clinics and doctors closest to you, regardless of your destination country. Your health coverage is therefore international. However, if you are going to a country under international sanctions, we reserve the right to carry out additional checks (on banking, etc.). To find out if your destination is on the list of countries under sanctions, contact our experts.

Brokers

for Foyer Global Health

Our support for our brokers is personalised!
With us you are not just a number, we will work with you on finding the right solutions and we offer competitive commissions as well as efficient service for you.

Corporate

health insurance

Foyer Global Health is your partner of trust when it comes to traveling or living abroad. Our long term experience enables us to design the right plan following your individual corporate policy.

Partners

they work with us

When you become a preferred partner of FGH, you benefit from a global and fast-growing insurance company that provides best-in-class health coverage all over the world. Let’s build something great together!