Cover the unexpected
Going abroad for less than 12 months, this is the right health insurance plan for you.
Travel insurance is just not good enough, because it falls short in many situations which can lead to having to self-fund your own treatment or puts you at risk being without medical care and services you need. Furthermore travel insurance will not cover you for your routine day to day doctors visits while staying abroad.
Therefore, regardless whether you are going on an assignment or just visiting abroad, make sure you are always well protected by taking out a comprehensive cover for routine and unexpected medical events.
PROTECT health coverage : the plan in detail
Essential | Special | Exclusive | |
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Accommodation in a private or semi-private room |
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Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine) |
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Hospital charges, including operating theatres, intensive care wards and laboratories |
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Surgery and anaesthetics |
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Outpatient surgery instead of inpatient treatment |
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Drugs and dressings |
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Physiotherapy, including massages |
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Therapies, including ergo therapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy |
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Therapeutic aids and appliances |
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Maternity care and childbirth, services of a midwife or obstetric nurse in the hospital |
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Complications of pregnancy and childbirth |
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Newborn care |
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Congenital conditions |
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Cancer treatment, oncological drugs and treatment, including reconstructive surgery for breast cancer |
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Bone marrow and organ transplants (costs for donor and receiver) |
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Psychiatric treatment |
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Inpatient psychotherapy |
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Parent accommodation during inpatient treatment of a minor child up to 18 years |
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Nursing care at home and domestic help, instead of a hospital stay |
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Substitute hospital cash plan benefit, for treatments not claimed with us. |
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Inpatient follow-up rehabilitation |
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Hospice |
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Day care |
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Transport to the nearest suitable hospital for initial treatment following an accident or an emergency |
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Essential | Special | Exclusive | |
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Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine) |
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Chemotherapy, oncological drugs and treatment |
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Health Checks |
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Maternity care and childbirth, services of a midwife or obstetric nurse |
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Complications of pregnancy and childbirth |
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Congenital conditions |
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Acupuncture (needle technique), homeopathy, osteopathy, chiropractic, including drugs and dressings |
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Speech therapy |
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Psychiatric treatment |
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Outpatient psychotherapy |
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Drugs and dressings |
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Over-the-counter drugs |
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Physiotherapy, including massages |
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Therapies, including ergotherapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy |
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Therapeutic aids and appliances |
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Vaccinations and immunization |
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Vision aids, including an eye test |
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Transport to the nearest suitable doctor or hospital for initial treatment following an accident or an emergency |
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Infertility treatment |
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Essential | Special | Exclusive | |
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Two preventive check-ups per insurance year |
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X-rays |
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Scale-and-polish cleaning |
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Treating oral mucosa and gingiva |
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Simple fillings |
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Surgery, extractions, root-canal treatment |
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Night guard |
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Accidental dental treatment |
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Essential | Special | Exclusive | |
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Major dental services |
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Dentures (for example, prostheses, bridges and crowns, inlays) |
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Implants |
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Orthodontic treatment |
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Dental laboratory work and materials |
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Treatment plan |
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Accidental dental treatment |
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Essential | Special | Exclusive | |
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24-hour phone and email service with experienced counsellors, doctors and specialists |
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Evacuation and Repatriation |
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Information on medical infrastructure (local medical care and names and addresses of doctors who speak several languages) |
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Support and information (by our medical service, second opinion, monitoring the course of the illness) |
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Guarantee of payment (GOP) (preparing for a stay in hospital) |
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Advance payment |
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Support and information on the nature, possible causes and possible treatment/ forms of therapy of an illness and for medical terms |
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Support in organising a "doctor-to-doctor" discussion |
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Assistance in choosing the prescribed medication, comparable preparations and their side effects |
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Medical support and advice prior to travelling (vaccinations, putting together a first-aid kit) |
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Essential | Special | Exclusive | |
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Return travel to the country of residence |
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Compassionate family visit |
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Delayed return trip |
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Getting hold of and shipping vital medication |
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Return transport or care for children |
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Help with psychological problems possibly caused by the stay abroad |
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Return of mortal remains |
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Document storage (safe custody, help in getting replacements) |
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Organizing help if you have legal difficulties |
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Arranging intercultural training (ex: information on local culture) |
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Arrangement of a relocation service |
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6 simple questions to help us guide you to the best global health plan for you: