Compare our International Health Insurance plans

A new chapter begins, meet Journey

We believe health should be as mobile as you are. For the last years, we have carefully listened to the needs of our members to find the right health coverage whilst being far from home. That is why we are preparing a major transformation for early 2026: a new brand and a renewed vision to support your life without borders.

With 5 tailored plans, Journey gives you the freedom to choose the level of protection that fits your life abroad. More deductible and copayment options are added to suit every profile and budget.

Enjoy exclusive online presales now:

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branded image of Global Health picturing two groups of people travelling around the world

What is the best health coverage for you?

2 people smiling who are sharing a good breakfast. Regular medical check ups make your mind more eased.

Foyer Global Health offers you an innovative and comprehensive range of products with the best International Health Insurance cover for your needs, whatever your profile and situation might be:

Are you moving alone, as a couple or as a family? We take the time to get to know each of you and your needs in order to define with you the appropriate cover. 👌
Are you going abroad for work, to join a loved one or for the adventure of a lifetime? Each experience is unique and deserves the protection adapted to the situation.
Are you staying longer than expected? Don’t worry, our health cover is tacitly extended and can be modified throughout your expatriation.

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Why take out international health insurance?

Unlike travel insurance, international health insurance or expatriate health insurance will provide you with much more comprehensive and flexible cover for long-term stays abroad.

There is no need to subscribe to a mutual health insurance, the range of treatments covered is wide and adapted to a nomadic life.

It is particularly interesting for expatriates as it gives access to numerous medical services in addition to the basic health cover. Its international scope offers the comfort of protection without geographical or time limits: you are covered wherever you are, even for occasional trips, and at any time.

Discover our health coverage

A map with undefined places all around the world.

Discover our health plans

Choose from our three expatriate health plans, ESSENTIAL, SPECIAL and EXCLUSIVE. Each plan offers a different range of benefits and coverage limits, from in-patient to out-patient care. This means that you are covered throughout your stay abroad for minor accidents, emergencies and routine treatment.

Essential is the right choice if you require medical assistance or treatment in case of illness or emergency.

Special is the right choice if you require comprehensive coverage and seek peace of mind in any situation.

Exclusive is our plan dedicated to you if you are looking for best-in-class coverage. This is our most comprehensive insurance plan.

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The advantages of our health insurance

Unlimited possibilities

We support you at every stage of your expatriation by not imposing any overall annual limit on your cover.

Freedom of choice

You can consult the private doctors or hospitals of your choice, without being restricted by a network of providers.

Medical evacuation

Included in all our plans, as well as full medical assistance, available 24/7.

Tailored to you

Each insuree from a same policy can choose from our three levels of cover, depending on their specific needs.

Health coverage

Plans in detail

Meaning of the icons Covered with limits Not covered	You are on Exclusive	You are on Special	You are on Essential
Accommodation in a private or semi-private room	Unlimited	Unlimited	Unlimited
Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine)	Unlimited	Unlimited	Unlimited
Hospital charges, including operating theatres, intensive care wards and laboratories	Unlimited	Unlimited	Unlimited
Surgery and anaesthetics	Unlimited	Unlimited	Unlimited
Outpatient surgery instead of inpatient treatment	Unlimited	Unlimited	Unlimited
Drugs and dressings	Unlimited	Unlimited	Unlimited
Physiotherapy, including massages	Unlimited	Unlimited	Unlimited
Therapies, including medical massages, ergo therapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy	Unlimited	Unlimited	Unlimited
Therapeutic aids and appliances	Unlimited	Covered with limits	Covered with limits
Maternity care and childbirth, services of a midwife or obstetric nurse in the hospital	Covered with limits	Covered with limits	Not covered
Complications of pregnancy and childbirth	Covered with limits	Covered with limits	Not covered
Newborn care	Unlimited	Unlimited	Not covered
Congenital conditions	Covered with limits	Covered with limits	Covered with limits
Cancer treatment, oncological drugs and treatment, including reconstructive surgery for breast cancer	Unlimited	Unlimited	Unlimited
Bone marrow and organ transplants (costs for donor and receiver)	Covered with limits	Covered with limits	Covered with limits
Psychiatric treatment	Covered with limits	Covered with limits	Covered with limits
Inpatient psychotherapy	Covered with limits	Covered with limits	Not covered
Parent accommodation during inpatient treatment of a minor child up to 18 years	Unlimited	Unlimited	Unlimited
Nursing care at home and domestic help, instead of a hospital stay	Covered with limits	Covered with limits	Covered with limits
Substitute hospital cash plan benefit, for treatments not claimed with us.	Covered with limits	Covered with limits	Covered with limits
Inpatient follow-up rehabilitation	Covered with limits	Covered with limits	Covered with limits
Hospice	Covered with limits	Covered with limits	Covered with limits
Day care	Covered with limits	Covered with limits	Covered with limits
Transport to the nearest suitable hospital for initial treatment following an accident or an emergency	Unlimited	Unlimited	Unlimited
	I want this one	I want this one	I want this one

Meaning of the icons Covered with limits Not covered	You are on Exclusive	You are on Special	You are on Essential
Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine)	Unlimited	Unlimited	Unlimited
Chemotherapy, oncological drugs and treatment	Unlimited	Unlimited	Unlimited
Health Checks	Covered with limits	Covered with limits	Not covered
Maternity care and childbirth, services of a midwife or obstetric nurse	Covered with limits	Covered with limits	Not covered
Complications of pregnancy and childbirth	Covered with limits	Covered with limits	Not covered
Congenital conditions	Covered with limits	Covered with limits	Covered with limits
Acupuncture (needle technique), homeopathy, osteopathy, chiropractic, including drugs and dressings	Covered with limits	Covered with limits	Covered with limits
Speech therapy	Covered with limits	Covered with limits	Not covered
Psychiatric treatment	Covered with limits	Covered with limits	Covered with limits
Outpatient psychotherapy	Covered with limits	Covered with limits	Not covered
Drugs and dressings	Unlimited	Unlimited	Unlimited
Over-the-counter drugs	Covered with limits	Covered with limits	Covered with limits
Physiotherapy, including massages	Unlimited	Covered with limits	Covered with limits
Therapies, including medical massages, ergotherapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy	Unlimited	Covered with limits	Not covered
Therapeutic aids and appliances	Covered with limits	Covered with limits	Covered with limits
Vaccinations and immunization	Unlimited	Covered with limits	Not covered
Vision aids, including an eye test	Covered with limits	Covered with limits	Not covered
Transport to the nearest suitable doctor or hospital for initial treatment following an accident or an emergency	Unlimited	Unlimited	Unlimited
Infertility treatment	Covered with limits	Covered with limits	Not covered
	I want this one	I want this one	I want this one

Meaning of the icons Covered with limits Not covered	You are on Exclusive	You are on Special	You are on Essential
Two preventive check-ups per insurance year	Unlimited	Unlimited	Not covered
X-rays	Unlimited	Unlimited	Not covered
Scale-and-polish cleaning	Unlimited	Unlimited	Not covered
Treating oral mucosa and gingiva	Unlimited	Unlimited	Covered with limits
Simple fillings	Unlimited	Unlimited	Covered with limits
Surgery, extractions, root-canal treatment	Unlimited	Unlimited	Covered with limits
Night guard	Unlimited	Unlimited	Not covered
Accidental dental treatment	Unlimited	Unlimited	Not covered
	I want this one	I want this one	I want this one

Meaning of the icons Covered with limits Not covered	You are on Exclusive	You are on Special	You are on Essential
Major dental services	Covered with limits	Covered with limits	Not covered
Dentures (for example, prostheses, bridges and crowns, inlays)	Covered with limits	Covered with limits	Not covered
Implants	Covered with limits	Covered with limits	Not covered
Orthodontic treatment (for children under 18)	Covered with limits	Covered with limits	Not covered
Dental laboratory work and materials	Covered with limits	Covered with limits	Not covered
Treatment plan	Covered with limits	Covered with limits	Not covered
Accidental dental treatment	Covered with limits	Covered with limits	Not covered
	I want this one	I want this one	I want this one

Meaning of the icons Covered with limits Not covered	You are on Exclusive	You are on Special	You are on Essential
24-hour phone and email service with experienced counsellors, doctors and specialists	Unlimited	Unlimited	Unlimited
Medical evacuation	Unlimited	Unlimited	Unlimited
Information on medical infrastructure (local medical care and names and addresses of doctors who speak several languages)	Unlimited	Unlimited	Unlimited
Support and information (by our medical service, second opinion, monitoring the course of the illness)	Unlimited	Unlimited	Unlimited
Guarantee of payment (GOP) (preparing for a stay in hospital)	Unlimited	Unlimited	Unlimited
Advance payment	Unlimited	Unlimited	Unlimited
Support and information on the nature, possible causes and possible treatment/ forms of therapy of an illness and for medical terms	Unlimited	Unlimited	Unlimited
Support in organising a “doctor-to-doctor” discussion	Unlimited	Unlimited	Unlimited
Assistance in choosing the prescribed medication, comparable preparations and their side effects	Unlimited	Unlimited	Unlimited
Medical support and advice prior to travelling (vaccinations, putting together a first-aid kit)	Unlimited	Unlimited	Unlimited
	I want this one	I want this one	I want this one

Meaning of the icons Covered with limits Not covered	You are on Exclusive	You are on Special	You are on Essential
Return travel to the country of residence	Covered with limits	Covered with limits	Covered with limits
Compassionate family visit	Covered with limits	Covered with limits	Covered with limits
Delayed return trip	Covered with limits	Covered with limits	Covered with limits
Getting hold of and shipping vital medication	Unlimited	Unlimited	Unlimited
Return transport or care for children up to 18 years old	Unlimited	Unlimited	Unlimited
Help with psychological problems possibly caused by the stay abroad	Covered with limits	Covered with limits	Covered with limits
Return of mortal remains	Covered with limits	Covered with limits	Covered with limits
Document storage (safe custody, help in getting replacements)	Unlimited	Unlimited	Unlimited
Organizing help if you have legal difficulties	Unlimited	Unlimited	Unlimited
Arranging intercultural training (ex: information on local culture)	Unlimited	Unlimited	Unlimited
Arrangement of a relocation service	Unlimited	Unlimited	Unlimited
	I want this one	I want this one	I want this one

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	You are on Short	You are on Basic	You are on Extensive	You are on Advanced	You are on Premium
Accommodation	Covered	Covered	Covered	Covered	Covered
Consultations	Covered	Covered	Covered	Covered	Covered
Hospital charges	Covered	Covered	Covered	Covered	Covered
Surgery and anaesthetics	Covered	Covered	Covered	Covered	Covered
Drugs and dressings	Covered	Covered	Covered	Covered	Covered
Physiotherapy and therapies	Covered	Covered	Covered	Covered	Covered
Therapeutic aids and appliances	Covered with limits	Covered with limits	Covered with limits	Covered with limits	Covered
Congenital conditions	Not covered	Covered with limits	Covered with limits	Covered with limits	Covered with limits
Cancer treatment	Covered	Covered	Covered	Covered	Covered
Dialysis	Not covered	Not covered	Covered with limits	Covered with limits	Covered with limits
Bone marrow, organ transplants	Not covered	Covered with limits	Covered with limits	Covered with limits	Covered
Nursing care at home	Not covered	Not covered	Covered with limits	Covered with limits	Covered with limits
Follow-up rehabilitation	Covered with limits	Covered with limits	Covered with limits	Covered with limits	Covered with limits
Hospice	Not covered	Not covered	Covered with limits	Covered with limits	Covered with limits
Day care	Covered	Covered	Covered	Covered	Covered
Transport to the nearest hospital	Covered	Covered	Covered	Covered	Covered

Covered with limits

Not covered

	You are on Short	You are on Basic	You are on Extensive	You are on Advanced	You are on Premium
Consultations	Covered with limits	Covered with limits	Covered with limits	Covered	Covered
Outpatient surgery	Not covered	Not covered	Covered with limits	Covered	Covered
Cancer treatment	Covered with limits	Covered	Covered	Covered	Covered
Alternative medicine	Not covered	Not covered	Covered with limits	Covered with limits	Covered with limits
Speech therapy	Not covered	Not covered	Not covered	Covered with limits	Covered
Drugs and dressings	Covered with limits	Covered with limits	Covered with limits	Covered	Covered
Over-the-counter drugs	Not covered	Not covered	Covered with limits	Covered with limits	Covered with limits
Physiotherapy	Not covered	Not covered	Covered with limits	Covered with limits	Covered
Therapies	Not covered	Not covered	Not covered	Covered with limits	Covered
Therapeutic aids and appliances	Not covered	Not covered	Covered with limits	Covered with limits	Covered
Podiatry	Not covered	Not covered	Not covered	Covered with limits	Covered with limits
Transport to the nearest hospital	Covered	Covered	Covered	Covered	Covered
Infertility treatment	Not covered	Not covered	Not covered	Not covered	Covered with limits

Covered with limits

Not covered

	You are on Short	You are on Basic	You are on Extensive	You are on Advanced	You are on Premium
Inpatient Treatment
Psychiatric treatment	Not covered	Not covered	Covered with limits	Covered with limits	Covered with limits
Inpatient psychotherapy	Not covered	Not covered	Not covered	Covered with limits	Covered with limits
Outpatient Treatment
Psychiatric treatment	Not covered	Not covered	Covered with limits	Covered with limits	Covered with limits
Outpatient psychotherapy	Not covered	Not covered	Not covered	Covered with limits	Covered with limits
Health checks	Not covered	Not covered	Covered with limits	Covered with limits	Covered with limits
Vaccinations	Not covered	Not covered	Not covered	Covered with limits	Covered
Nutritional consultation	Not covered	Not covered	Not covered	Not covered	Covered with limits

Covered with limits

Not covered

	You are on Short	You are on Basic	You are on Extensive	You are on Advanced	You are on Premium
Inpatient Treatment
Maternity care	Not covered	Not covered	Not covered	Covered with limits	Covered with limits
Complications (pregnancy and childbirth)	Not covered	Not covered	Not covered	Covered	Covered
Nursing care at home	Not covered	Not covered	Not covered	Covered with limits	Covered with limits
Newborn care	Not covered	Not covered	Not covered	Covered	Covered
Outpatient Treatment
Maternity care	Not covered	Not covered	Not covered	Covered with limits	Covered with limits
Complications (pregnancy and childbirth)	Not covered	Not covered	Not covered	Covered with limits	Covered

Covered with limits

Not covered

	You are on Short	You are on Basic	You are on Extensive	You are on Advanced	You are on Premium
Vision aids
Vision aids	Not covered	Not covered	Not covered	Covered with limits	Covered with limits
Minor dental services
Screenings	Not covered	Not covered	Covered with limits	Covered with limits	Covered with limits
X-rays	Not covered	Not covered	Covered with limits	Covered	Covered
Scale-and-polish cleaning	Not covered	Not covered	Covered with limits	Covered	Covered
Simple fillings	Not covered	Not covered	Covered with limits	Covered	Covered
Surgery, extractions	Not covered	Not covered	Covered with limits	Covered	Covered
Accidental dental treatment	Not covered	Not covered	Covered with limits	Covered	Covered
Major dental services
Dentures	Not covered	Not covered	Not covered	Covered with limits	Covered with limits
Implants	Not covered	Not covered	Not covered	Covered with limits	Covered with limits
Orthodontic	Not covered	Not covered	Not covered	Covered with limits	Covered with limits
Dental laboratory work	Not covered	Not covered	Not covered	Covered with limits	Covered with limits
Treatment plan	Not covered	Not covered	Not covered	Covered with limits	Covered with limits

Covered with limits

Not covered

	You are on Short	You are on Basic	You are on Extensive	You are on Advanced	You are on Premium
24h phone and e-mail service with counsellors	Covered	Covered	Covered	Covered	Covered
Medical evacuation	Covered	Covered	Covered	Covered	Covered
Info on medical infrastructure	Covered	Covered	Covered	Covered	Covered
Guarantee of payment	Covered	Covered	Covered	Covered	Covered
Return of mortal remains	Covered with limits	Covered with limits	Covered with limits	Covered with limits	Covered with limits

Covered with limits

Not covered

	You are on Short	You are on Basic	You are on Extensive	You are on Advanced	You are on Premium
Family visit	Not covered	Not covered	Not covered	Covered with limits	Covered with limits
Return to country of residence	Not covered	Not covered	Not covered	Covered with limits	Covered with limits
Delayed return trip	Not covered	Not covered	Not covered	Covered with limits	Covered with limits
Return transport or care for children	Not covered	Not covered	Not covered	Not covered	Covered
Help for legal difficulties	Not covered	Not covered	Not covered	Not covered	Covered
Telemedicine	Covered	Covered	Covered	Covered	Covered

Covered with limits

Not covered