International Health Insurance for Expatriates
Caring for you
Join our community of globally mobile people now
Foyer Global Health
supports you wherever you expatriate.
We are the leading international health insurance and service provider for digital nomads, expats, and globally mobile people. Our health plans derive from decades of experience with customers and staff from all over the world.
We provide first-class cover with comprehensive medical assistance and high value-added services crafted to meet individual and group needs. Our staff and our clients share the same mindset; they are all outside their country of origin’s life script but want to feel at home and safe wherever they decide to be. Meet our team!
Our health insurance to give you
the best service possible.
Freedom of provider
Full freedom of choice of healthcare provider in all countries, with unlimited access to teleconsultation and Second Medical Opinion.
No overall limit
Lifetime cover without any general limit and different level of coverage for each insured person, depending on specific needs.
No advanced payment needed for hospitalisation
We take care of paying hospital bills directly without you needing to pay upfront.
Unlimited teleconsultations in three languages, and coverage of all viral and pandemic diseases (if not declared positive at the time of subscription).
We create our products based on feedback from thousands of clients and expats. This gives you the opportunity to benefit from plans that are perfectly suited to your needs.
Essential is the right choice if you require medical assistance or treatment in case of illness or emergency.
Special is the best choice if you require comprehensive coverage and seek peace of mind in any situation.
Our plan dedicated to you if you are looking for best-in-class coverage. Our most comprehensive health insurance plan.
Your benefits with our Expat Health Insurance
You have an expatriation plan for your life?
We follow you!
Whether you are moving abroad alone or with your family, we will make sure you are all properly covered. Whether you travel for leisure, work, studies, or for starting out a new life abroad, we will have your back, either for short-term mission or long-term expatriation.
Foyer Global Health offers a comprehensive range of international health insurance plans designed for all world citizens! 😊
We are by your side
Including home country
Free choice of healthcare provider
A client service portal
Providing real-time, fully secured information
Second Medical Opinion
From Teladoc Health®
Premium Health Care
that fits your needs
A global player for expat health insurance
Foyer Global Health is the leading international health insurance and service provider for globally mobile people, expats and digital nomads. We are backed by Luxembourg’s #1 insurer, Foyer Group. Our health plans are tailored to the needs of individuals and groups around the world. We provide first-class coverage with comprehensive medical assistance and value-added health care services.
Your experience abroad and your feedback are all very valuable to us as they enable us to continuously improve our insurance products!
Five years ago, I decided to leave my home country to continue working for the same company that was opening a subsidiary in China. Of course, my company took out health insurance for me through Foyer Global Health. In March 2022, I was admitted to the emergency room with a suspected heart attack. Fortunately, it…Read the testimonial
Three years ago, with my husband and our two children, we arrived in China. Thanks to my job, we had the opportunity to move to Hong Kong and we jumped at the chance! However, we are true globetrotters at heart! So, once or twice a year, we travel to another continent. In May 2022, we…Read the testimonial
My family and I arrived in Australia in 2016. Before leaving, we took out health insurance with Foyer Global Health, which seemed obvious to us with a young child, especially given that we wanted to expand our family during the course of our expatriation. Our little Marianna was born in June 2022. I chose to…Read the testimonial
Top expat destinations
Frequently Asked Questions by our expat health insurance customers
We are sharing our answer to some of the most common questions about international health insurance we have heard over the years from expatriates, clients and business partners. Should you have any further questions then please contact us or visit our Expat FAQ.
How does international health insurance work?
International health insurance is medical coverage designed to protect anyone expatriating or living abroad. It offers you peace of mind in the event of unforeseen health problems during your expatriation: you can benefit from the best medical care without worrying about the costs involved.
Healthcare systems vary from country to country in terms of quality, coverage, costs and access to care. The healthcare services in the country to which you are planning to expatriate may be very different from those in your current country, with a marked difference between public and private healthcare services.
If you’re moving abroad for work purposes, your employer may be able to offer you suitable private medical cover. In any other situation, international health insurance will be essential to protect you and any family members who may accompany you. To find out more about our range of products, take a look at our different cover options.
What is a first euro health insurance?
Foyer Global Health insurance is one of these private health insurance at the first euro, what does this term mean? Quite simply, we reimburse your health expenses from the first euro spent, if you opt for a contract with no deductible. This is a time saving and simple solution for expatriates who have only one direct contact for their reimbursement request.
Why an International Health Insurance is not a Travel Insurance?
International Health insurance, also referred to as International Private Medical Insurance, or IPMI, is intended for people who are going to live abroad for several months or years. If you plan an expatriation for over 3 months, then a worldwide health insurance is a must. It is meant for expats, students, globetrotters, families going abroad on a sabbatical, etc. Literally, any planning to live abroad for a mid to long-term duration.
Travel insurance are designed for short stay only, usually less than three months, and primarily for people going for a holiday, for sightseeing or visiting family and friends abroad. It is not suited for individuals or families who are planning to reside abroad for many months as the cover is usually far more limited.
What are the benefits of an international health insurance?
The perks of an international health insurance are the flexibility and the convenience of having a comprehensive worldwide coverage. You can ask for a customized plan that will cover in many different countries, so you can travel out of your new residence country without limit. You are not only cover for emergency, evacuation and repatriation, but also for regular check-ups and day-to-day medical expenses. For all these reasons, expat health insurance is the best solution for an expat and his family.
With Foyer Global Health, you can choose between different levels of coverage at a competitive pricing, depending on your specific needs. And for all plans, the coverage is unlimited: there is no annual limit, so do not have to worry in case of serious illness or major issues.
Why is it important for expats to have an International Health Insurance?
As an expat, you have specific health needs since you are going to live abroad for a long period of time. You will need to be covered for both emergency situations and daily care. An international medical insurance gives you the guarantee that you will get quality private health care regardless of which country you move to and whatever local healthcare system is in place. You will be covered in your home country as well as in your country of expatriation. Believe us, an international health insurance is a must for every expat abroad!
What countries are covered by an International Health Insurance?
An international health insurance is designed to cover you both in your home country and in countries around the world. It gives you access to care in all the hospitals, clinics and doctors closest to you, regardless of your destination country. Your health coverage is therefore international. However, if you are going to a country under international sanctions, we reserve the right to carry out additional checks (on banking, etc.). To find out if your destination is on the list of countries under sanctions, contact our experts.