Feel safe with expat health insurance.
You’re Home.
Join the community that puts health first.
Our international health insurance is designed for people who live, work, and thrive across borders. With our worldwide coverage, medical assistance and trusted support, we’re here to help you feel at home wherever you are.
We’re available 24/7, from emergency support to everyday care, so you can live fully and freely. Enjoy complete peace of mind and become part of our community of like‑minded global movers.
OUR PLANS
Discover our coverage. Make it your Journey.
Your stay abroad deserves more than just a health plan. It deserves Journey.
Our Journey Coverage is composed of 5 levels of plans, designed for all world citizens living freely around the globe. Each plan offers a different range of benefits and coverage limits.
Find the Journey that matches your needs and feels like home, wherever you are.
Basic
Broader protection with full support for hospitalisation, plus access to essential day‑to‑day medical care for minor mishaps.
€1,500,000 annual limit
+ Key inpatient care
+ Basic outpatient care up to €2,000
x Dental care
x Mental health & Health checks
x Vision care
x Maternity
Extensive
Extensive protection for full inpatient and outpatient care, along with strengthened cover for major conditions, including mental health and minor dental services.
€3,000,000 annual limit
+ Full inpatient care
+ Full outpatient care up to €12,000
+ Minor dental care
+ Mental health & Health checks
x Vision care
x Maternity
Advanced
Advanced protection with comprehensive inpatient and outpatient care, plus dedicated benefits for mental health, wellbeing, and maternity.
Unlimited annual limit
+ Full inpatient care
+ Full outpatient care (without limit)
+ Minor and major dental care
+ Mental health & Health checks
+ Vision care
+ Maternity
Premium
Premier cover for complete peace of mind, featuring top‑tier hospital and everyday care, along with enhanced benefits for your overall wellbeing.
Unlimited annual limit
+ Full inpatient care
+ Full outpatient care (without limit)
+ Minor and major dental care
+ Mental health & Health checks
+ Vision care
+ Maternity and infertility
Going global for less than 9 months? Short is designed for global movers on temporary assignments. Choose from 3, 6, or 9‑month durations, with a one‑time renewal up to a maximum of 9 months.
Short
Core protection providing essential financial cover for emergency hospitalisations.
For 3, 6 or 9 months cover
€500,000 annual limit
+ Emergency hospitalisations
+ Basic outpatient care up to €2,000
x Dental care
x Mental health & Health checks
x Vision care
x Maternity
Your Journey to better benefits starts here
Choose the health provider or hospital that feels right for you.
You are not limited to a network of partners: you are free to consult the doctor or hospital of your choice, anywhere in the world.
Benefit from 24/7 worldwide assistance service.
Wherever you are, our multilingual staff are ready to assist you with local expertise tailored to your location.
Evacuation and repatriation brings you to safety.
If urgent medical care isn’t available locally, we’ll ensure a safe return home so you can get the treatment you need.
Enjoy fast and simplified access to your contract.
Manage your contract and claims directly in your client portal — a fully digital experience.
OUR BENEFITS
Tailored for World citizens
- Global Health has been the trusted home of world citizens and expatriates for decades. Our expertise ensures a tailored experience with flexible cover that fits your lifestyle.
- Thousands of globally mobile individuals and long‑term expats around the world trust us as their reliable health partner abroad.
- We support your overall wellbeing, offering comfort, security, and a sense of belonging — wherever you land.
OUR ONLINE SERVICES
Secure your Journey with telemedicine
Our telemedicine services are included for free and are unlimited in all our coverage plans. Download the app or connect online to enjoy from anywhere.
Online consultations
Get advice from a doctor 24/7 for your health concerns via scheduled video meetings or a call back.
Second medical opinion
Renowned experts from around the globe review your diagnoses and recommendations to ensure you are offered the best advice for your treatment.
Mental health coaching
Connect with an experienced coach for up to three sessions to receive support and guidance that helps you improve your wellbeing.
Get Fit programme
Get a fully personalised programme that fits your goals and needs, focusing on your diet and exercise.
ALREADY A MEMBER?
Connect to your Ecare portal…
You can use your services by connecting to your Ecare portal. From there, you can:
- Create an account using your contact details and insured number.
- Use your account to book appointments. You can also modify or cancel them at any time.
With one click, you can add your children to your profile to book appointments on their behalf.
…or download the app
Download the mobile application to have quick and easy access to online consultations.
Frequently Asked Questions by our expatriate members
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How does international health insurance work?
International health insurance is medical coverage designed to protect anyone expatriating or living abroad. It offers you peace of mind wherever you go, ensuring that unexpected health issues don’t disrupt your journey abroad. You can benefit from the best medical care without worrying about the costs involved.
Healthcare systems vary from country to country in terms of quality, coverage, costs and access to care. The healthcare services in the country to which you are planning to expatriate may be very different from those in your current country, with a marked difference between public and private healthcare services.
If you are relocating for work, your employer may provide private medical coverage. But for all other situations, whether you’re moving solo, with family, or starting a new chapter abroad, international health insurance is essential to protect your health and wellbeing. Explore Journey, our coverage tailored for all the global citizens like you, and find the plan that fits your lifestyle and needs.
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What is a first euro health insurance?
We offer private international health insurance with first euro coverage. This means your medical expenses are reimbursed starting from the very first euro spent, as long as you opt for plan with no deductible.
Whether you’re living abroad or frequently relocating, this type of coverage ensures you have direct access to care without the complexity of multiple systems. You’ll benefit from one single point of contact for all your reimbursement requests, so you can stay covered and move freely.
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What are the benefits of an international health insurance?
The perks of an international health insurance are the flexibility and the convenience of having a comprehensive worldwide coverage. You can ask for a customised plan that will cover many different countries, so you can travel out of your new residence country without limit. You are not only covered for emergency, evacuation and repatriation, but also for regular check-ups and day-to-day medical expenses. For all these reasons, expat health insurance is the best solution for an expat and his family.
Global Health offers flexible plans with various deductible and copayment options to match your needs. Our highest-tier plans include unlimited annual coverage, giving you full peace of mind for serious health issues, anywhere in the world.
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Why an international health insurance is not a travel Insurance?
International health insurance, also referred to as International Private Medical Insurance (IPMI), is intended for people who are going to live abroad for several months or years. If you plan an expatriation of over 3 months, then worldwide health insurance is a must. It is meant for expats, students, globetrotters, families going abroad on a sabbatical, etc. In a nutshell, it is designed for anyone planning to live abroad for a mid‑ to long‑term duration.
Travel insurance is designed for short stay only, usually less than three months, and primarily for people going for a holiday, for sightseeing or visiting family and friends abroad. It is not suited for individuals or families who are planning to reside abroad for many months as the cover is usually far more limited.
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What countries are covered by an international health insurance?
An international health insurance policy is designed to cover you both in your home country and abroad. It gives you access to care in hospitals, clinics, and with doctors closest to you, regardless of your destination. Your health cover is therefore international. However, if you are travelling to a country under international sanctions, we reserve the right to carry out additional checks (for example, on banking). To find out whether your destination is on the list of sanctioned countries, please contact our experts.
Do you want more information?
You are heard and supported. Whether you have a question or need guidance, our team is here for you.
Give us a call
+352 270 444 1002
Write to us
contact@globalhealth.insurance
Home base for documents
Access all the key documents of your Journey coverage in this section.
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You are on ShortYou are on BasicYou are on ExtensiveYou are on AdvancedYou are on Premium
Accommodation Covered Covered Covered Covered Covered Consultations Covered Covered Covered Covered Covered Hospital charges Covered Covered Covered Covered Covered Surgery and anaesthetics Covered Covered Covered Covered Covered Drugs and dressings Covered Covered Covered Covered Covered Physiotherapy and therapies Covered Covered Covered Covered Covered Therapeutic aids and appliances Covered with limits Life-saving measure onlyCovered with limits Life-saving measure onlyCovered with limits Life-saving measure onlyCovered with limits Life-saving measure + non life-saving aids up to €2,000Covered Congenital conditions Not covered Covered with limits €100,000 per lifetimeCovered with limits €100,000 per lifetimeCovered with limits €150,000 per lifetimeCovered with limits €200,000 per lifetimeCancer treatment Covered Covered Covered Covered Covered Dialysis Not covered Not covered Covered with limits €1,000,000 per lifetimeCovered with limits €1,500,000 per lifetimeCovered with limits €2,000,000 per lifetimeBone marrow, organ transplants Not covered Covered with limits €150,000 per lifetimeCovered with limits €150,000 per lifetimeCovered with limits €250,000 per lifetimeCovered Nursing care at home Not covered Not covered Covered with limits 30 daysCovered with limits 60 daysCovered with limits 90 daysFollow-up rehabilitation Covered with limits 14 daysCovered with limits 14 daysCovered with limits 21 daysCovered with limits 28 daysCovered with limits 35 daysHospice Not covered Not covered Covered with limits 5 weeksCovered with limits 7 weeksCovered with limits 9 weeksDay care Covered Covered Covered Covered Covered Transport to the nearest hospital Covered Covered Covered Covered Covered Meaning of the icons
Covered with limits
Not covered
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You are on ShortYou are on BasicYou are on ExtensiveYou are on AdvancedYou are on Premium
Consultations Covered with limits Covered up to 80% and max. outpatient treatment limit of €2,000 appliesCovered with limits Covered up to 80% and max. outpatient treatment limit of €2,000 appliesCovered with limits Covered up to 100% and max. outpatient treatment limit of €12,000 appliesCovered Covered Outpatient surgery Not covered Not covered Covered with limits Max. outpatient treatment limit of €12,000 appliesCovered Covered Cancer treatment Covered with limits €10,000Covered Covered Covered Covered Alternative medicine Not covered Not covered Covered with limits Covered up to €750 and max. outpatient treatment limit of €12,000 appliesCovered with limits €2,500Covered with limits €5,000Speech therapy Not covered Not covered Not covered Covered with limits 20 sessionsCovered Drugs and dressings Covered with limits Covered up to 80% and max. outpatient treatment limit of €2,000 appliesCovered with limits Covered up to 80% and max. outpatient treatment limit of €2,000 appliesCovered with limits Covered up to 100% and max. outpatient treatment limit of €12,000 appliesCovered Covered Over-the-counter drugs Not covered Not covered Covered with limits Covered up to €50 and max. outpatient treatment limit of €12,000 appliesCovered with limits €75Covered with limits €100Physiotherapy Not covered Not covered Covered with limits Up to 15 sessions and max. outpatient treatment limit of €12,000 appliesCovered with limits 20 sessionsCovered Therapies Not covered Not covered Not covered Covered with limits 10 sessionsCovered Therapeutic aids and appliances Not covered Not covered Covered with limits Covered up to €1,000 and max. outpatient treatment limit of €12,000 appliesCovered with limits €2,000Covered Podiatry Not covered Not covered Not covered Covered with limits €100Covered with limits €200Transport to the nearest hospital Covered Covered Covered Covered Covered Infertility treatment Not covered Not covered Not covered Not covered Covered with limits Covered up to 50%, limit of €10,000 and 24-month waiting period applyMeaning of the icons
Covered with limits
Not covered
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You are on ShortYou are on BasicYou are on ExtensiveYou are on AdvancedYou are on Premium
Inpatient Treatment Psychiatric treatment Not covered Not covered Covered with limits 30 daysCovered with limits 40 daysCovered with limits 60 daysInpatient psychotherapy Not covered Not covered Not covered Covered with limits 20 sessionsCovered with limits 40 sessionsOutpatient Treatment Psychiatric treatment Not covered Not covered Covered with limits €1,000Covered with limits €5,000Covered with limits €10,000Outpatient psychotherapy Not covered Not covered Not covered Covered with limits 10 sessionsCovered with limits 20 sessionsHealth checks Not covered Not covered Covered with limits €250Covered with limits €500Covered with limits €1,000Vaccinations Not covered Not covered Not covered Covered with limits €500Covered Nutritional consultation Not covered Not covered Not covered Not covered Covered with limits €400Meaning of the icons
Covered with limits
Not covered
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You are on ShortYou are on BasicYou are on ExtensiveYou are on AdvancedYou are on Premium
Inpatient Treatment Maternity care Not covered Not covered Not covered Covered with limits €5,000Covered with limits €20,000Complications (pregnancy and childbirth) Not covered Not covered Not covered Covered Covered Nursing care at home Not covered Not covered Not covered Covered with limits 5 daysCovered with limits 5 daysNewborn care Not covered Not covered Not covered Covered Covered Outpatient Treatment Maternity care Not covered Not covered Not covered Covered with limits €5,000Covered with limits €10,000Complications (pregnancy and childbirth) Not covered Not covered Not covered Covered with limits €5,000Covered Meaning of the icons
Covered with limits
Not covered
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You are on ShortYou are on BasicYou are on ExtensiveYou are on AdvancedYou are on Premium
Vision aids Vision aids Not covered Not covered Not covered Covered with limits €300 every 2 yearsCovered with limits €750 every 2 yearsMinor dental services Screenings Not covered Not covered Covered with limits 2 screenings (covered up to minor dental services limit of €250)Covered with limits 2 screeningsCovered with limits 2 screeningsX-rays Not covered Not covered Covered with limits Covered up to minor dental services limit of €250Covered Covered Scale-and-polish cleaning Not covered Not covered Covered with limits Covered up to minor dental services limit of €250Covered Covered Simple fillings Not covered Not covered Covered with limits Covered up to minor dental services limit of €250Covered Covered Surgery, extractions Not covered Not covered Covered with limits Covered up to minor dental services limit of €250Covered Covered Accidental dental treatment Not covered Not covered Covered with limits Covered up to minor dental services limit of €250Covered Covered Major dental services Dentures Not covered Not covered Not covered Covered with limits Covered up to major dental services limit of €2,000Covered with limits Covered up to major dental services limit of €5,000Implants Not covered Not covered Not covered Covered with limits Covered up to major dental services limit of €2,000Covered with limits Covered up to major dental services limit of €5,000Orthodontic Not covered Not covered Not covered Covered with limits Covered up to major dental services limit of €2,000Covered with limits Covered up to major dental services limit of €5,000Dental laboratory work Not covered Not covered Not covered Covered with limits Covered up to major dental services limit of €2,000Covered with limits Covered up to major dental services limit of €5,000Treatment plan Not covered Not covered Not covered Covered with limits Covered up to major dental services limit of €2,000Covered with limits Covered up to major dental services limit of €5,000Meaning of the icons
Covered with limits
Not covered
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You are on ShortYou are on BasicYou are on ExtensiveYou are on AdvancedYou are on Premium
24h phone and e-mail service with counsellors Covered Covered Covered Covered Covered Medical evacuation Covered Covered Covered Covered Covered Info on medical infrastructure Covered Covered Covered Covered Covered Guarantee of payment Covered Covered Covered Covered Covered Return of mortal remains Covered with limits €2,500Covered with limits €2,500Covered with limits €5,000Covered with limits €10,000Covered with limits €10,000Meaning of the icons
Covered with limits
Not covered
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You are on ShortYou are on BasicYou are on ExtensiveYou are on AdvancedYou are on Premium
Family visit Not covered Not covered Not covered Covered with limits €1,500Covered with limits €3,000Return to country of residence Not covered Not covered Not covered Covered with limits €1,500Covered with limits €3,000Delayed return trip Not covered Not covered Not covered Covered with limits €1,000Covered with limits €2,000Return transport or care for children Not covered Not covered Not covered Not covered Covered Help for legal difficulties Not covered Not covered Not covered Not covered Covered Telemedicine Covered Covered Covered Covered Covered Meaning of the icons
Covered with limits
Not covered