Discover our health policies specifically designed for expats: • International coverage • Premium health care • 24/7 multilingual support
Inpatient treatment
Essential | Special | Exclusive | |
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Accommodation in a private or semi-private room |
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Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine) |
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Hospital charges, including operating theatres, intensive care wards and laboratories |
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Surgery and anaesthetics |
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Outpatient surgery instead of inpatient treatment |
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Drugs and dressings |
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Physiotherapy, including massages |
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Therapies, including ergo therapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy |
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Therapeutic aids and appliances |
![]() If needed as a lifesaving measure, Such as cardiac pacemakers
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![]() If needed as a lifesaving measure, Such as cardiac Pacemakers Up to €2,000 for therapeutic aids and appliances, such as artificial limbs and prostheses
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Maternity care and childbirth, services of a midwife or obstetric nurse in the hospital |
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![]() Up to €5,000 Waiting period of 10 months
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![]() Up to €20,000 Waiting period of 10 months
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Complications of pregnancy and childbirth |
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![]() Waiting period of 10 months
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![]() Waiting period of 10 months
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Newborn care |
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Congenital conditions |
![]() Up to a maximum of €100,000 per lifetime
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![]() Up to a maximum of €150,000 per lifetime
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![]() Up to a maximum of €200,000 per lifetime
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Cancer treatment, oncological drugs and treatment, including reconstructive surgery for breast cancer |
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Bone marrow and organ transplants (costs for donor and receiver) |
![]() Up to a maximum of €150,000 per lifetime
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![]() Up to a maximum of €200,000 per lifetime
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Psychiatric treatment |
![]() after written pre-approval/waiting period of 10 months
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![]() after written pre-approval/waiting period of 10 months
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![]() after written pre-approval/waiting period of 10 months
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Inpatient psychotherapy |
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![]() after written pre-approval/waiting period of 10 months
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![]() after written pre-approval/waiting period of 10 months
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Parent accommodation during inpatient treatment of a minor child up to 18 years |
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Nursing care at home and domestic help, instead of a hospital stay |
![]() Up to 30 days after written pre-approval
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![]() Up to 60 days after written pre-approval
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![]() Up to 90 days after written pre-approval
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Substitute hospital cash plan benefit, for treatments not claimed with us. |
![]() €75 per day
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![]() €150 per day
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![]() €200 per day
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Inpatient follow-up rehabilitation |
![]() Up to 21 days after written pre-approval
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![]() Up to 28 days after written pre-approval
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![]() Up to 35 days after written pre-approval
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Hospice |
![]() up to 5 weeks
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![]() up to 7 weeks
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![]() up to 9 weeks
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Day care |
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Transport to the nearest suitable hospital for initial treatment following an accident or an emergency |
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Outpatient treatment
Essential | Special | Exclusive | |
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Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine) |
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Chemotherapy, oncological drugs and treatment |
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Health Checks |
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![]() up to €250
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![]() up to €500
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Maternity care and childbirth, services of a midwife or obstetric nurse |
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![]() Up to €5,000 EUR Waiting period of 10 months
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![]() Up to €20,000 EUR Waiting period of 10 months
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Complications of pregnancy and childbirth |
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![]() Waiting period of 10 months
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![]() Waiting period of 10 months
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Congenital conditions |
![]() Up to a maximum of €100,000 per lifetime
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![]() Up to a maximum of €150,000 per lifetime
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![]() Up to a maximum of €200,000 per lifetime
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Acupuncture (needle technique), homeopathy, osteopathy, chiropractic, including drugs and dressings |
![]() up to €1,000
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![]() up to €2,500
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![]() up to €5,000
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Speech therapy |
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![]() after written pre-approval
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![]() after written pre-approval
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Psychiatric treatment |
![]() Up to €1,000 after written pre-approval Waiting period of 10 months
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![]() Up to €5,000 after written pre-approval/ Waiting period of 10 months
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![]() after written pre-approval/ Waiting period of 10 months
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Outpatient psychotherapy |
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![]() after written pre-approval
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![]() after written pre-approval
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Drugs and dressings |
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Over-the-counter drugs |
![]() up to €50
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![]() up to €75
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![]() up to €100
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Physiotherapy, including massages |
![]() Up to 15 sessions
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![]() Up to 20 sessions
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Therapies, including ergotherapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy |
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![]() Up to 10 sessions
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Therapeutic aids and appliances |
![]() up to €750
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![]() up to €1,000
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Vaccinations and immunization |
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![]() up to €250
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Vision aids, including an eye test |
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![]() up to €150
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![]() up to €250
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Transport to the nearest suitable doctor or hospital for initial treatment following an accident or an emergency |
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Infertility treatment |
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![]() 50% Up to €7,500 for each insured couple, per lifetime Waiting period of 24 months
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![]() 50% Up to €15,000 for each insured couple, per lifetime Waiting period of 24 months
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Basic dental services
Essential | Special | Exclusive | |
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Two preventive check-ups per insurance year |
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X-rays |
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Scale-and-polish cleaning |
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Treating oral mucosa and gingiva |
![]() Pain relief only
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Simple fillings |
![]() Pain relief only
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Surgery, extractions, root-canal treatment |
![]() Pain relief only
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Night guard |
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Accidental dental treatment |
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Major dental services
Essential | Special | Exclusive | |
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Major dental services |
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![]() Reimbursement for the following benefits up to €2,000 Waiting period of 10 months
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![]() Reimbursement for the following benefits up to €5,000 Waiting period of 10 months
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Dentures (for example, prostheses, bridges and crowns, inlays) |
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Implants |
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![]() Up to four implants per jaw and the dentures to be secured to these implants
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![]() Up to four implants per jaw and the dentures to be secured to these implants
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Orthodontic treatment |
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Dental laboratory work and materials |
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Treatment plan |
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Accidental dental treatment |
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Medical Assistance
Essential | Special | Exclusive | |
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24-hour phone and email service with experienced counsellors, doctors and specialists |
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Evacuation and Repatriation |
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Information on medical infrastructure (local medical care and names and addresses of doctors who speak several languages) |
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Support and information (by our medical service, second opinion, monitoring the course of the illness) |
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Guarantee of payment (GOP) (preparing for a stay in hospital) |
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Advance payment |
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Support and information on the nature, possible causes and possible treatment/ forms of therapy of an illness and for medical terms |
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Support in organising a "doctor-to-doctor" discussion |
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Assistance in choosing the prescribed medication, comparable preparations and their side effects |
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Medical support and advice prior to travelling (vaccinations, putting together a first-aid kit) |
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Additional assistance (optional)
Essential | Special | Exclusive | |
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Return travel to the country of residence |
![]() In case a medically necessary evacuation for a treatment of the insured person has taken place the insurer refunds the cost of return travel to the country of residence after written pre-approval up to €3,000
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![]() In case a medically necessary evacuation for a treatment of the insured person has taken place the insurer refunds the cost of return travel to the country of residence after written pre-approval up to €3,000
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![]() In case a medically necessary evacuation for a treatment of the insured person has taken place the insurer refunds the cost of return travel to the country of residence after written pre-approval up to €3,000
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Compassionate family visit |
![]() up to €3,000
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![]() up to €3,000
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![]() up to €3,000
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Delayed return trip |
![]() up to €3,000
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![]() up to €3,000
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![]() up to €3,000
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Getting hold of and shipping vital medication |
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Return transport or care for children |
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Help with psychological problems possibly caused by the stay abroad |
![]() Psychological and therapeutic help by phone Up to five calls
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![]() Psychological and therapeutic help by phone Up to five calls
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![]() Psychological and therapeutic help by phone Up to five calls
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Return of mortal remains |
![]() up to €10,000
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![]() up to €10,000
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![]() up to €10,000
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Document storage (safe custody, help in getting replacements) |
![]() up to €10,000
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![]() up to €10,000
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![]() up to €10,000
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Organizing help if you have legal difficulties |
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Arranging intercultural training (ex: information on local culture) |
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Arrangement of a relocation service |
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The selected country may be excluded from our coverage for various reasons.
With our long-term partner and worldwide pioneer in assistance services we offer excellent medical help and repatriation of expats in case of emergency. We advise to our clients at all times and wherever you need it!
A close-knit network of medical providers and over 400 medical experts in 30 service teams guarantee quick and high-quality assistance all over the world.
Our partner has more than 50 years of experience in international medical assistance and looks after 300 million clients in 208 countries with his more than 8000 employees worldwide.
Ease of mind
Emergency support
And much more
If you need a health insurance cover for longer than 6 weeks in the USA, or if you would like to have the opportunity to be medically treated in the USA, then please select this option.
Depending on the insurance plan taken out, the insurer will provide 100% refund of eligible expenses up to the maximum annual limit specified in the following benefit overviews, unless otherwise documented in those benefit overviews, the general information in the general conditions or the definitions.
The Foyer Global Health plans have the following deductible variants:
The deductible applies per insurance year and per insured person and only for outpatient treatments.
If the insured person has agreed a deductible with the insurer, the insurer will refund 100% of eligible expenses for outpatient treatment less the agreed deductible.
Expenses are allocated to the policy year in which the doctor or medical practitioner has been consulted and the medication, dressings and medical aids were provided.
Please use contact form to get in touch with us.
Foyer Global Health, 12 rue Léon Laval, L-3372 Leudelange – Tel: (+352) 437 43 4256
Copyright 2021 FOYER Luxembourg, Europe - Legal notice
Contact us
If you have a WhatsApp account, use this phone number +352 621 393 180 or use the WhatsApp desktop app.
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