Foyer Global Health covers expats’ health in Cyprus who are seeking for a private health insurance solution tailored to their needs.
See Benefits and Services in detail
In recent years, the observation is obvious: Cyprus is one of the preferred destinations of our expats abroad. Considered a safe country, with a low cost of living and a pleasant quality of life, Cyprus welcomes more and more expatriates who want to take advantage of the advantageous tax system while enjoying a quiet local atmosphere.
To move serenely to Cyprus, you will need to think about covering your health before you leave. The general health system is constantly improving, divided into public and private sectors. Many expatriates still choose a private international health insurance, in order to be reimbursed on all their medical expenses.
With an expatriate health insurance (or international health insurance), you choose simplicity and flexibility. Health coverage will be complete (so no need for complementary health or mutual insurance), including outpatient and inpatient care, optics, dental, vaccination, health check-ups, maternity, etc.
It will be valid in Cyprus and all over the world, and easily adapts to your lifestyle and the needs of each person.
The cost of health insurance varies depending on several factors, such as destination, age, options, deductibles, and pre-existing medical conditions.
In general, expatriate health insurance is recommended for expatriates who wish to settle for several months or years in Cyprus, or for an indefinite period. It is also highly recommended for Europeans wishing to settle in the Turkish Republic of Northern Cyprus, because there the European Health Insurance Card is not accepted.
Our international health insurance offers different levels of coverage at competitive prices. It has been thought and designed for expatriates, digital nomads and globetrotters who attach particular importance to their health:
You can take out our insurance before your departure or once you are there. Our experts will guide you in the best choice to make according to your situation.
The health system in Cyprus is generally satisfactory and efficient. The reforms that have taken place since June 2019 have taken a step towards universal health coverage. However, sustained efforts and increased public investment will be needed to improve access to care and reduce delays.
The new health system that has resulted from these reforms is called GHS (General Healthcare System). It is intended to be universal, accessible to the entire population and provides access to general medical care services, specialized care and hospital treatment. To be eligible for the GHS, you must belong to one of the following categories:
Family members can also benefit from the same health plan.
The health system is based on contributions (up to 2.65%of the gross salary for an employee). The beneficiary will have to choose a personal doctor who plays the role of attending physician. Registration with the health system is done with the latter or on the internet. Although the beneficiary has the free choice of his medical provider, the personal doctor must grant him first aid and guide him in the choice of a specialist doctor. The beneficiary can change personal doctor after 6 months of affiliation with the latter.
In the past, to gain access to public health insurance, Cypriot residents were awarded a health insurance card A or B according to the annual income of their households. This operation is no longer in force with the GHS, now you must fill out an application form for a health insurance card. This card gives access to reduced rates for certain public sector services. Please note that this medical card is only issued to European citizens residing in Cyprus. Non-EU citizens still benefit from the GHS but not from the reduced rates.
With the GHS, beneficiaries have access to the following care:
With the GHS the flat-rate contribution for a consultation with the general practitioner is 3 € and 6 € with the specialist doctor. It is respectively 15 € and 30 € for people who do not benefit from the GHS.
Care in private institutions is not reimbursed and will be at your expense.
If you are interested in Foyer Global Health international health insurance plans, do not hesitate to write to us or call us, we are available on WhatsApp, Signal or Telegram!