Foyer Global Health ESSENTIAL

International health insurance

Cover the unexpected

Essential is the right choice for you if you require medical assistance or medical treatment in case of illness or emergency.

You are preparing a stay abroad, and if you are not just visiting, but going to live abroad, then the time to think about your international health insurance cover is now.

Our Essential plan is the right answer if you do not require major dental treatment or maternity care, but want to focus on day to day treatments, inpatient as well as outpatient, including assistance and unexpected large medical bills.

Discover our Benefits and Services

Staying less than a year?

Discover PROTECT

our dedicated short term coverage plan

ESSENTIAL health coverage : the plan in detail

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    Inpatient treatment

      Essential & Protect Special Exclusive
    Accommodation in a private or semi-private room icon check icon check icon check
    Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine) icon check icon check icon check
    Hospital charges, including operating theatres, intensive care wards and laboratories icon check icon check icon check
    Surgery and anaesthetics icon check icon check icon check
    Outpatient surgery instead of inpatient treatment icon check icon check icon check
    Drugs and dressings icon check icon check icon check
    Physiotherapy, including massages icon check icon check icon check
    Therapies, including ergo therapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy icon check icon check icon check
    Therapeutic aids and appliances icon check
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    If needed as a lifesaving measure, Such as cardiac pacemakers
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    If needed as a lifesaving measure, Such as cardiac Pacemakers Up to €2,000 for therapeutic aids and appliances, such as artificial limbs and prostheses
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    Maternity care and childbirth, services of a midwife or obstetric nurse in the hospital icon check icon check
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    Up to €5,000 Waiting period of 10 months
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    Up to €20,000 Waiting period of 10 months
    Complications of pregnancy and childbirth icon check icon check
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    Waiting period of 10 months
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    Waiting period of 10 months
    Newborn care icon check icon check icon check
    Congenital conditions icon check
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    Up to a maximum of €100,000 per lifetime
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    Up to a maximum of €150,000 per lifetime
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    Up to a maximum of €200,000 per lifetime
    Cancer treatment, oncological drugs and treatment, including reconstructive surgery for breast cancer icon check icon check icon check
    Bone marrow and organ transplants (costs for donor and receiver) icon check
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    Up to a maximum of €150,000 per lifetime
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    Up to a maximum of €200,000 per lifetime
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    Psychiatric treatment icon check
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    after written pre-approval/waiting period of 10 months
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    after written pre-approval/waiting period of 10 months
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    after written pre-approval/waiting period of 10 months
    Inpatient psychotherapy icon check icon check
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    after written pre-approval/waiting period of 10 months
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    after written pre-approval/waiting period of 10 months
    Parent accommodation during inpatient treatment of a minor child up to 18 years icon check icon check icon check
    Nursing care at home and domestic help, instead of a hospital stay icon check
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    Up to 30 days after written pre-approval
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    Up to 60 days after written pre-approval
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    Up to 90 days after written pre-approval
    Substitute hospital cash plan benefit, for treatments not claimed with us. icon check
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    €75 per day
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    €150 per day
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    €200 per day
    Inpatient follow-up rehabilitation icon check
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    Up to 21 days after written pre-approval
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    Up to 28 days after written pre-approval
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    Up to 35 days after written pre-approval
    Hospice icon check
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    up to 5 weeks
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    up to 7 weeks
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    up to 9 weeks
    Day care icon check icon check icon check
    Transport to the nearest suitable hospital for initial treatment following an accident or an emergency icon check icon check icon check
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    Outpatient treatment

      Essential & Protect Special Exclusive
    Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine) icon check icon check icon check
    Chemotherapy, oncological drugs and treatment icon check icon check icon check
    Health Checks icon check icon check
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    up to €250
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    up to €500
    Maternity care and childbirth, services of a midwife or obstetric nurse icon check icon check
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    Up to €5,000 EUR Waiting period of 10 months
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    Up to €20,000 EUR Waiting period of 10 months
    Complications of pregnancy and childbirth icon check icon check
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    Waiting period of 10 months
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    Waiting period of 10 months
    Congenital conditions icon check
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    Up to a maximum of €100,000 per lifetime
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    Up to a maximum of €150,000 per lifetime
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    Up to a maximum of €200,000 per lifetime
    Acupuncture (needle technique), homeopathy, osteopathy, chiropractic, including drugs and dressings icon check
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    up to €1,000
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    up to €2,500
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    up to €5,000
    Speech therapy icon check icon check
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    after written pre-approval
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    after written pre-approval
    Psychiatric treatment icon check
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    Up to €1,000 after written pre-approval Waiting period of 10 months
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    Up to €5,000 after written pre-approval/ Waiting period of 10 months
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    after written pre-approval/ Waiting period of 10 months
    Outpatient psychotherapy icon check icon check
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    after written pre-approval
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    after written pre-approval
    Drugs and dressings icon check icon check icon check
    Over-the-counter drugs icon check
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    up to €50
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    up to €75
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    up to €100
    Physiotherapy, including massages icon check
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    Up to 15 sessions
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    Up to 20 sessions
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    Therapies, including ergotherapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy icon check icon check
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    Up to 10 sessions
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    Therapeutic aids and appliances icon check
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    up to €750
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    up to €1,000
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    Vaccinations and immunization icon check icon check
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    up to €250
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    Vision aids, including an eye test icon check icon check
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    up to €150
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    up to €250
    Transport to the nearest suitable doctor or hospital for initial treatment following an accident or an emergency icon check icon check icon check
    Infertility treatment icon check icon check
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    50% Up to €7,500 for each insured couple, per lifetime Waiting period of 24 months
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    50% Up to €15,000 for each insured couple, per lifetime Waiting period of 24 months
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    Basic dental services

      Essential & Protect Special Exclusive
    Two preventive check-ups per insurance year icon check icon check icon check
    X-rays icon check icon check icon check
    Scale-and-polish cleaning icon check icon check icon check
    Treating oral mucosa and gingiva icon check
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    Pain relief only
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    Simple fillings icon check
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    Pain relief only
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    Surgery, extractions, root-canal treatment icon check
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    Pain relief only
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    Night guard icon check icon check icon check
    Accidental dental treatment icon check icon check icon check
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    Major dental services

      Essential & Protect Special Exclusive
    Major dental services icon check icon check
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    Reimbursement for the following benefits up to €2,000 Waiting period of 10 months
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    Reimbursement for the following benefits up to €5,000 Waiting period of 10 months
    Dentures (for example, prostheses, bridges and crowns, inlays) icon check icon check icon check
    Implants icon check icon check
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    Up to four implants per jaw and the dentures to be secured to these implants
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    Up to four implants per jaw and the dentures to be secured to these implants
    Orthodontic treatment icon check icon check icon check
    Dental laboratory work and materials icon check icon check icon check
    Treatment plan icon check icon check icon check
    Accidental dental treatment icon check icon check icon check
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    Medical Assistance

      Essential & Protect Special Exclusive
    24-hour phone and email service with experienced counsellors, doctors and specialists icon check icon check icon check
    Evacuation and Repatriation icon check icon check icon check
    Information on medical infrastructure (local medical care and names and addresses of doctors who speak several languages) icon check icon check icon check
    Support and information (by our medical service, second opinion, monitoring the course of the illness) icon check icon check icon check
    Guarantee of payment (GOP) (preparing for a stay in hospital) icon check icon check icon check
    Advance payment icon check icon check icon check
    Support and information on the nature, possible causes and possible treatment/ forms of therapy of an illness and for medical terms icon check icon check icon check
    Support in organising a "doctor-to-doctor" discussion icon check icon check icon check
    Assistance in choosing the prescribed medication, comparable preparations and their side effects icon check icon check icon check
    Medical support and advice prior to travelling (vaccinations, putting together a first-aid kit) icon check icon check icon check
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    Additional assistance (optional)

      Essential & Protect Special Exclusive
    Return travel to the country of residence icon check
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    In case a medically necessary evacuation for a treatment of the insured person has taken place the insurer refunds the cost of return travel to the country of residence after written pre-approval up to €3,000
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    In case a medically necessary evacuation for a treatment of the insured person has taken place the insurer refunds the cost of return travel to the country of residence after written pre-approval up to €3,000
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    In case a medically necessary evacuation for a treatment of the insured person has taken place the insurer refunds the cost of return travel to the country of residence after written pre-approval up to €3,000
    Compassionate family visit icon check
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    up to €3,000
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    up to €3,000
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    up to €3,000
    Delayed return trip icon check
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    up to €3,000
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    up to €3,000
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    up to €3,000
    Getting hold of and shipping vital medication icon check icon check icon check
    Return transport or care for children icon check icon check icon check
    Help with psychological problems possibly caused by the stay abroad icon check
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    Psychological and therapeutic help by phone Up to five calls
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    Psychological and therapeutic help by phone Up to five calls
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    Psychological and therapeutic help by phone Up to five calls
    Return of mortal remains icon check
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    up to €10,000
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    up to €10,000
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    up to €10,000
    Document storage (safe custody, help in getting replacements) icon check
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    up to €10,000
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    up to €10,000
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    up to €10,000
    Organizing help if you have legal difficulties icon check icon check icon check
    Arranging intercultural training (ex: information on local culture) icon check icon check icon check
    Arrangement of a relocation service icon check icon check icon check

Which medical coverage is the best for you?

6 simple questions to help us guide you to the best global health plan for you:

Foyer Global Health coverage plan

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